Is an Interest-Only Home Loan Right for You?
Pros and Cons Explained Interest-only home loans can offer temporary relief by reducing your monthly repayments, making them an attractive option for those seeking more short-term financial flexibility. This is common among property investors or homeowners facing tight budgets who want to prioritize cash flow for other expenses. However, choosing an interest-only period has long-term […]
What’s Your Property Investment Strategy?
A property investment game plan is about setting clear goals for your property portfolio and aligning your home loans to support these objectives. Proper loan setup is simpler than it seems and can play a significant role in achieving financial success. In 2021, around 70% of Australians with investment properties held just one—often rented out, […]
A Comprehensive Guide to Cross-Collateralisation with Credit Star
Cross-collateralisation can be a powerful tool for property investors who want to leverage equity from existing properties to fund new investments. By using the equity in one property to secure a loan for another, you can potentially accelerate portfolio growth and reduce upfront costs. Here’s a closer look at how this strategy works. What is […]
Whitepaper: Blueprint for Diversifying Funding in Australian Credit Markets
Changing Home Loans for Good At Credit Star, we’re committed to transforming home loans for the better. Known as Australia’s first loyalty-tax-free lender, our mission is clear: make home loans fair and accessible. Today, we’ve launched a whitepaper proposing changes to the funding of Australian credit markets, aiming to increase competition, fairness, resilience, and efficiency, […]
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